Andrei Lipkin is a resident of Minsk, Belarus. After successfully completing his studies at the Belarusian State University of Informatics and Radioelectronics, he moved into banknote and security document design at the State Special Printing House of Belarus. Acting as a consultant to central banks, cryptocurrency companies, and banknote companies, he developed proven methods to adapt familiar financial documents to the digital realm. He also established universally-applicable technological processes for printing these hybrid documents that combine innovative financial blockchain technologies with definitive financial instruments. Such secure financial instruments can be used with cryptocurrencies, central bank digital currencies (CBDCs), and other digital payment systems.